In the past few months Covid 19 has touched nearly every facet of life, including life insurance. So, the burning questions many are wondering is; "does life insurance cover Covid 19?", "Can I still get life insurance during Covid 19?" and the short answer to these questions are yes. As long as your policy is active if you were to pass due to Covid-19 your beneficiaries would still receive the death benefit. What Covid-19 has affected is the application process. However, this does not meant you cannot apply and get coverage during this pandemic, there are just tighter restrictions to those applying. For example:
Don't take these restrictions as a sign that it's not the right time to get coverage, because for many it is actually the perfect time to get insurance. Accelerated underwriting has never been easier, and with the entire process being virtual, you can even get life insurance the couch while social distancing!
Lifestyle Life is a full-service, independent, life, disability, Medicare and long-term care insurance agency. Our mission is to help our clients get the insurance they need at the price they deserve, no matter their lifestyle. Our dedicated team will help you every step of the way so you that you feel comfortable and informed throughout the process.
At Lifestyle Life, formerly known as XML insurance Group, we provide access to the largest possible insurance market to guarantee the best coverage for our clients at the lowest, most competitive rates. We maintain a wide portfolio of individual and group life, disability and long-term care insurance benefits for you, your family, your employees and key executives. Additionally, Lifestyle Life offers full service retirement and estate planning services. We bring together our expertise and empathy to make the insurance process effortless.
CLU®, President and Founder
Kevin Patrick Peters is the President and Founder of Lifestyle Life. Kevin and his partners have over 60 years of combined experience in offering independent insurance and financial services to individuals, families, businesses and organizations in the Washington metropolitan area and across the country.
Read the full bioLicensed Medicare Insurance Agent
Wouldn’t you like your insurance broker to treat your clients like they were his mom or dad? After having a front row seat to my own father’s frustration with Medicare, I committed my insurance practice to prevent as many other people as possible from going through the same painful process.
Read the full bioOperations Manager
Gina Neild joined Lifestyle Life as an Operations Manager in 2005. Mrs. Neild performs administrative and office support activities as well as is the lead associate for Kevin Peters of Lifestyle Life handling Life Insurance, Disability Insurance and Long-Term Care Insurance applications.
Read the full bioDirector of Morale and Liquidity
Cash is a valuable and experienced team member. He brings a broad range of skills to the team such as comforting new clients who have had poor past experiences with other agencies as well as uplifting those going through claims processes or have certain challenging medical conditions.
Lifestyle Life is different than most insurance agencies. We are independent and offer no-pressure advice and recommendations for your unique situation. We have the ability to use almost any carrier in the business with our number one concern being finding the right fit for our client's needs.
CLU®, President and Founder
Kevin Patrick Peters is the President and Founder of Lifestyle Life. Kevin and his partners have over 60 years of combined experience in offering independent insurance and financial services to individuals, families, businesses and organizations in the Washington metropolitan area and across the country.
Kevin is also a Wealth Advisor with XML Financial Group. XML Financial Group offers full-service asset management and financial planning services.
Kevin is a fourth-generation native Washingtonian and is extremely active in the community. Kevin sits on the boards of and volunteers for two local non-profit organizations, the Shepherd's Table and the Kingman Boys & Girls Club. Kevin is a graduate of the University of Maryland at College Park and the holder of the CLU Designation.
When he's not working or volunteering, Kevin enjoys fishing, water-skiing and snow-skiing; working on his horrendous golf game; and, spending time with his wife Christa, and new daughter Abigail and extended family.
CLU Designation: A Chartered Life Underwriter® has earned the premier credential in the insurance profession, representing eight or more comprehensive college-level courses covering all aspects of insurance planning, estate and retirement issues, taxation, business insurance, and risk management. For more than 80 years consumers have trusted this mark, which is conferred by The American College, a non-profit educator with the highest level of accreditation.
The average study time for the program is over 400 hours and can take years to earn. Each CLU® must also complete a minimum of 30 hours of continuing education every two years, adhere to strict ethical standards, and meet extensive experience requirements, ensuring the knowledge you're counting on is both comprehensive and current.
Lifestyle Life is not affiliated with XML Financial Group.
Operations Manager
Gina Neild joined Lifestyle Life as an Operations Manager in 2005. Mrs. Neild performs administrative and office support activities as well as is the lead associate for Kevin Peters of Lifestyle Life handling Life Insurance, Disability Insurance and Long-Term Care Insurance applications.
Prior to joining Lifestyle Life, Gina worked for the New Zealand Police in the administration department for 7 years. In 1987, Mrs. Neild joined the Finance Industry working for Jordan Sandman Smythe/JB Were New Zealand, where she worked until moving to the United States in 2003.
Licensed Medicare Insurance Agent
Wouldn’t you like your insurance broker to treat your clients like they was his mom or dad? After having a front row seat to my own father’s frustration with Medicare, I committed my insurance practice to prevent as many other people as possible from going through the same painful process.
Medicare is confusing to all of us but it doesn’t have to be, and your clients don’t have to go at it alone. Let me be their no-fee-resource to free up your time and mental energy to focus on other priorities for your clients.
I was born and raised in Fairfax County, Virginia, which is where I still reside with my wife, two sons, daughter and two dogs. It’s a full house and we wouldn’t have it any other way! It’s family first for me, always.
My other interests include business (and the challenge of growing mine), sports, exercise, travel (especially to the beach), music, listening to books/podcasts, self-improvement and, in a post-pandemic world, a renewed commitment to seeking new experiences. This life is a journey and good health and time is all we need to create happiness.