In the past few months Covid 19 has touched nearly every facet of life, including life insurance. So, the burning questions many are wondering is; "does life insurance cover Covid 19?", "Can I still get life insurance during Covid 19?" and the short answer to these questions are yes. As long as your policy is active if you were to pass due to Covid-19 your beneficiaries would still receive the death benefit. What Covid-19 has affected is the application process. However, this does not meant you cannot apply and get coverage during this pandemic, there are just tighter restrictions to those applying. For example:
Don't take these restrictions as a sign that it's not the right time to get coverage, because for many it is actually the perfect time to get insurance. Accelerated underwriting has never been easier, and with the entire process being virtual, you can even get life insurance the couch while social distancing!
Find the plan that matches your needs. Enjoy the peace of mind that you deserve.Learn More
Receive the financial protection and income security you need when injury or illness occur.Learn More
Access better facilities and receive the comfort and care you and your family need, when you need it.Learn More
Make the most out of your Medicare coverage and be confident in your healthcare decisions.Learn More
Lifestyle Life is an independent, full-service life, disability, Medicare and long-term care insurance agency. We aim to help underserved communities get the coverage they deserve at a price they deserve.
Independent, Comparative, Competitive.
How much coverage and what type do I need? Everyone has a unique situation and goals! You may have a product and amount in mind but we are always available to give expert guidance and address the unknown.
Once you've determined with our expert guidance the type and amount of coverage you need, we will assess your risk factors before beginning the application process.
Once risk factors are determined, we research and compare all available carriers with an independent, unbiased approach to find you the most competitive offer from a top-rated company.
Once these 3 steps are complete, we will present our findings. When you are ready, we will finalize the formal application process and go through underwriting to get the policy approved.
The formal application and underwriting process can vary based on the company and product.
Paper or online/electronic application
Medical exam or face-to-face interview
Medical history report
Enjoy financial protection that always comes with peace of mind.
Kevin has assisted us in finding the most appropriate and cost-conscious life insurance. We felt very well directed in his hands, as he is well-versed in the intricacies and nuances characteristic of life insurance underwriting. He has also guided us to some knowledgeable associates when we were searching for a more affordable health insurance for our family. We were given excellent and timely advice. It is an added bonus that Kevin is so personable, warm and genuinely caring about his clients.
- Kara Veigas
Kevin acheived verifiable results for me in a timely and professional fashion. I would highly reccomend him for all of your insurance needs.
- Eric Dietz
Kevin is very knowledgable on insurance matters, and has helped a number of my clients obtain the insurance they desired. I have no hesitation in referring clients to Kevin, and each time I have done so the client has had a positive experience.
- Timothy Monahan
I have been working with Kevin and his company for nearly a decade now. He has always been extremely professional and proactive in the services he provides. We have established a strong business relationship which I value and trust and look forward to continuing to work with him in the future.
- Joey Beard
When you work with Lifestyle Life, you're working with a team dedicated to your well-being. Bid your insurance worries goodbye. No matter what you need or when you need it, our team is here to ensure you find the right plan with the right rates.